45 Million Americans have accumulated over $1.49 trillion in unpaid college loans. The magnitude of this debt is undermining young people’s ability to establish credit, start families, start businesses, buy a home, and more.

The TERRAIN Solution:

One benefit of TERRAIN is a flexible, 4-quarter calendar that allows students to more seamlessly navigate between school and work commitments to help finance their studies. This break with the traditional semester approach offers the ability to a) enroll in three of four terms annually and remain on track to earn a Bachelor’s degree in four years b) choose from flexible term schedules and c) accelerate graduation by participating in 4-quarters per year.

Example: TERRAIN Calendar